Mission Statement
Founded in the U.S. Constitution, Bankruptcy is a system of federal laws that provides individuals and businesses with the right to eliminate or restructure their debts. We are committed to helping clients improve their financial health through the Bankruptcy process, and take pride in our ability to craft creative solutions to each person’s particular situation. We are the best at what we do because we find solutions where other Attorneys fail.
What Bankruptcy Can Do For You
Many people are concerned about qualifying for Bankruptcy under the changes to the Bankruptcy Code in 2005. If you have reached the point where your mortgage, credit card debt, car loan(s), medical bills or other monthly obligations have become unmanageable, then you most likely qualify for Bankruptcy protection. Our Attorneys at the Law Offices of Christopher Alliotts, Inc. will quickly determine with certainty whether or not Bankruptcy protection is an option that will resolve your financial challenges and stop Creditor Harassment, Wage Garnishment and Tax Levies.
Filing Chapter 7 Bankruptcy in California
Chapter 7 Bankruptcy is often the most appropriate debt relief option for individuals with financial difficulties. The Bankruptcy proceedings typically last about three (3) months, and generally are the fastest and most cost-effective way to “discharge” or cancel outstanding debts. It is an invaluable tool in providing a path to a debt-free future and a “Fresh Start” for out clients.
Filing Chapter 13 Bankruptcy in California
Chapter 13 Bankruptcy is a powerful debt relief option for both individuals and small businesses and is a more complex tool for asset protection and financial reorganization. While the process involves making monthly payments for a period of time, Chapter 13 offers many unique advantages absent from Chapter 7. Chapter 13 is particularly helpful to clients who wish to continue to operate a small business, restructure car or truck loans, pay off non-dischargeable tax obligations without any further penalties or interest, pay off mortgage arrears over time, or even “strip” a lien like a second mortgage or home equity line of credit off of a principal residence.
