Chapter 7 Bankruptcy Watsonville, CA

For people in Watsonville facing foreclosure and other financial problems, the Law Offices of Christopher Alliotts has an established reputation for helping individuals get a fresh start under Chapter 7 of the Bankruptcy Code.  Christopher Alliotts is the only attorney serving Watsonville who has (1) served as a law clerk for two years for the United States Bankruptcy Court in San Jose, California, (2) has over 22 years of experience practicing bankruptcy law exclusively, (3) has authored many legal articles on bankruptcy law in The National Law Journal, and (4) speaks Spanish.

As a bi-lingual bankruptcy attorney, Mr. Alliotts believes that Chapter 7 bankruptcy is the preferred method for clients in Watsonville seeking to eliminate unwanted debts, such as mortgages, credit cards, medical bills, personal lines of credit and other debts.  He highly recommends Chapter 7 bankruptcybecause it is the fastest and cheapest method for an individual to cancel debts and to rebuild one’s credit.  Many of his clients in Watsonville who have completed a Chapter 7 bankruptcy are pleasantly surprised to find how quickly their credit score rebounds and they can access new credit.

Essentially, a Chapter 7 bankruptcy takes three months to complete.  A client pays for the fees and costs of the Chapter 7 case to his or her attorney before the Chapter 7 bankruptcy is filed with the Bankruptcy Court.  The client must attend one mandatory meeting with the Chapter 7 trustee approximately one month after the Chapter 7 case is filed with the Bankruptcy Court.  This meeting is administrative in nature and usually lasts five or ten minutes.  Two months after the meeting, the Bankruptcy Court enters the client’s “Order of Discharge”, which means the Chapter 7 case was successful, the client’s debts are forgiven, and the client is free to start rebuilding his or her credit.

In representing his Chapter 7 clients from Watsonville and elsewhere, Mr. Alliotts is a hands-on attorney who believes that his clients in Watsonville deserve superior bankruptcy service.  As his clients know, Mr. Alliotts is familiar with the details of each client’s Chapter 7 bankruptcy case.  He does not delegate the important tasks of representing his Chapter 7 bankruptcy clients from Watsonville to paralegals or junior attorneys.  His familiarity with each case often results in success where others fail.  This approach is shared by his staff, who provide the personalized attention that bankruptcy clients deserve.  In his mind, the last thing an individual facing financial difficulties needs is bad advice or incompetent representation.

Mr. Alliotts offers free consultations. To schedule an appointment or for more information, please call his office at (831) 753-2200.


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