- How does filing bankruptcy effect foreclosure?
Many of our clients in Monterey, Salinas, Santa Cruz and Santa Clara ask us that question. The answer has many parts, depending on each client's situation. As a general matter, the filing of a bankruptcy case automatically stops the foreclosure prc...
- Chapter 13 - Asset Protection
An important consideration for anyone facing financial challenges is to seek pre-Bankruptcy planning. Such strategic planning is essential to individuals who have assets that may or may not be protected in the Bankruptcy process. To the extent that...
- Chapter 13 - Individual Restructuring
Filing cases under Chapter 13 is often a very viable alternative to Chapter 7 for individuals seeking debt relief. Chapter 13 is not for everyone. Chapter 13 is commonly referred to as a reorganization chapter, because it requires a debtor to make mo...
- Chapter 7 - Fresh Start
Filing a case with the US Bankruptcy Court under the Chapter 7 provisions is typically the fastest way for an individual to cancel his or her financial obligations. This includes but is not limited to: credit card debt; medical bills; a second mortgage...
- Experience That Counts!
Our founding Attorney, Christopher Alliotts, began his legal career with a full-term clerkship with the Honorable Marilyn Morgan, U.S. Bankruptcy Judge for the Northern District of California located in San Jose, California. In this position, he gained...




